Blogs

Superannuation is changing on July 1st 2017…ready or not?

Your future lifestyle depends on you being well informed, and making the most of any financial opportunities available to you and minimising any negative impacts. The Australian Government introduced the Superannuation (Objective) Bill 2016 on 9 November 2016. The new Bill commences on…

Staying Active in Your Golden Years

The Importance of Exercise for Older Adults Older adults should get proper exercise and stay active in order to maintain their physical health and function. Exercise can help to prevent or delay certain illnesses such as cancer and heart disease. Walking, running, swimming…

New Bios-Urn in Australia

Bios-Urn has finally reached Australian shores, landing in Queensland late September 2016 and then introduced to Western Australia in early November 2016 by Bryce Roberts called ‘Tree of Memories; Life after Life. By using Bios-Urn you are now able to grow a tree…

Not-for-profit Funerals in Port Kembla NSW

Seven years in the making, a Port Kembla not-for-profit funeral service has opened to strong demand. Tender Funerals is in Port Kembla NSW, and their philosophy is ‘you are in charge’.  They are part of a community movement towards reclaiming the rites around death and…

The Difference between Property Valuations and Appraisals

The terms Property Valuation and Property Appraisal refer to two very different processes, and it’s important to understand what each term means, and when it is applicable. The simple answer is a valuation involves a formal process and may have a legal standing, whereas…

Breathing New Life into the Funeral Business

A funeral, the ceremonial disposal of a body, has two key elements – the body and the ceremony. And each of these has its own associated merchants selling goods or services in the important business of dealing with death. “Hardware merchants” – funeral…

Changes to the Age Pension Asset Test – January 2017

The Australian Government Legislation changes to the Age Pension announced in the 2015/16 Federal Budget will take effect from 1 January 2017. These changes will see the thresholds applied to the Age Pension asset test increase at the lower end and reduce at…

Top 6 Retirement Planning Mistakes

Maintaining or Changing Your Lifestyle in Retirement? One of the main reasons that people seek advice from a Financial Planner is to know if, and when, they can retire.  For many people, the thought of retirement can cause anxiety, and many feel overwhelmed…

My life-long partner has died…What should I do now?

Give yourself time – The important thing at this point is to allow yourself time and space to grieve.  You have lost not only a mate, but a long-term partner, an everyday companion, and, sometimes, a caregiver. Grief and sorrow as well as…

Choosing an Independent Family Owned or Corporate Owned Funeral Home?

There are two types of funeral homes in Australia.  There are benefits to both types, so it is important to know which type of funeral home is most appropriate for you. Independent and Family Owned Funeral Homes are locally or family owned businesses,…