Superannuation cannot generally be accessed before you reach your preservation age.

However, in some specific circumstances, the law does allow you to access your superannuation early. These limited circumstances include specified compassionate grounds and severe financial hardship.

For more information about early release of superannuation on compassionate grounds, call 1300 131 060 or visit: The Australian Government – Early Release of Superannuation.

For more information about early release of superannuation for severe financial hardship, contact your superannuation fund.